Healey Sports Cars

mods & upgrades for Healey (Nash, Austin, or Jensen) cars, including engine swaps

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Ed W
Edwin Witt
Town Creek, AL
(9 posts)

Registered:
07/03/2018 10:55AM

Main British Car:
1954 Austin Healey 100-4 BN1 Chevy 283

authors avatar
Appraiser Needed
Posted by: Ed W
Date: August 09, 2018 08:00PM

Hey all,

Just bought a 1954 Healey Beast. Need to insure but the insurance wants an appraisal for the stated value. Can anyone provide an appraiser in the North Alabama area that has the expertise and knowledge to correctly appraise the value of my Nasty Boy?? Any input will be greatly appreciated.

Ed Witt
54ah119.jpg


rficalora
Rob Ficalora
Willis, TX
(2532 posts)

Registered:
10/24/2007 02:46PM

Main British Car:
'76 MGB w/CB front, Sebring rear, early metal dash Ford 302

authors avatar
Re: Appraiser Needed
Posted by: rficalora
Date: August 10, 2018 08:34AM

Hi Ed, I can't help you with a local appraiser, but double check the policy type being offered. You really don't want Stated Value. What you want is Agreed Value. Google "agreed value vs stated value auto insurance" and you'll see why. They are hugely different.


Ed W
Edwin Witt
Town Creek, AL
(9 posts)

Registered:
07/03/2018 10:55AM

Main British Car:
1954 Austin Healey 100-4 BN1 Chevy 283

authors avatar
Re: Appraiser Needed
Posted by: Ed W
Date: August 10, 2018 03:47PM

Thanks for the heads up Rob. I will make sure I use the correct terminology the appraiser I final hire.

Ed Witt


88v8
Ivor Duarte
Gloucestershire UK
(603 posts)

Registered:
02/11/2010 04:29AM

Main British Car:
1974 Land Rover Lightweight V8

Re: Appraiser Needed
Posted by: 88v8
Date: August 13, 2018 03:51AM

I looked in eBay to see if there were any Trade sellers of Healeys near you.... there were 172 cars in current and completed auctions, but none of them were even in your State.
Guess you need to try Classic car vendors in general.

Luckily over here unless one is stretching the value envelope, insurers only require pictures to support one's own valuation.
I'm with Hagerty for my classic Yank.

Ivor


HealeyRick
Rick Neville

(458 posts)

Registered:
12/19/2007 05:01PM

Main British Car:
1963 Austin-Healey 3000 Ford 5.0L

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Re: Appraiser Needed
Posted by: HealeyRick
Date: August 13, 2018 05:54PM

Great looking car. I use Hagerty as well for my V8 Healey. They let you determine your own value and only need to send pictures with your application. Much easier than trying to find an appraiser that knows Nasty Boys.


rficalora
Rob Ficalora
Willis, TX
(2532 posts)

Registered:
10/24/2007 02:46PM

Main British Car:
'76 MGB w/CB front, Sebring rear, early metal dash Ford 302

authors avatar
Re: Appraiser Needed
Posted by: rficalora
Date: August 13, 2018 09:46PM

I googled "appraisers for classic cars and hot rods in Houston" and got several hits. Might try the same for your area.


aero3113
Keith Urso
Long Island, N.Y.
(23 posts)

Registered:
08/19/2016 07:36PM

Main British Car:
1956 Austin Healey 100 Chevy 350

Re: Appraiser Needed
Posted by: aero3113
Date: August 15, 2018 12:44PM

Hagerty for my 100 V8 also.



Charles
Charles Long
McDonald, TN
(171 posts)

Registered:
09/15/2013 08:54AM

Main British Car:
1966 MGB V6 1994 Camaro 3.4L 60V6

authors avatar
Re: Appraiser Needed
Posted by: Charles
Date: August 20, 2018 09:36PM

I am just north in TN. I have been using Grundy 15 years and never needed an appraiser, just photos.

Like the other guys have mentioned, big difference, "stated" and "agreed on".


Ed W
Edwin Witt
Town Creek, AL
(9 posts)

Registered:
07/03/2018 10:55AM

Main British Car:
1954 Austin Healey 100-4 BN1 Chevy 283

authors avatar
Re: Appraiser Needed
Posted by: Ed W
Date: August 28, 2018 06:37PM

Hey Guys,

Thanks for all the input. The insurance we are using, American National, has reasonable rates and was recommended by a friend here locally. Their policy is to have a written quote from a certified appraiser. We did manage to find someone locally that provided the estimate at a very reasonable cost. Our need for an appraiser is complete. All that you have told me is good info that I will keep in mind for the future. Have a great day and looking forward to seeing those attending the Townsend gathering.

Ed Witt


rficalora
Rob Ficalora
Willis, TX
(2532 posts)

Registered:
10/24/2007 02:46PM

Main British Car:
'76 MGB w/CB front, Sebring rear, early metal dash Ford 302

authors avatar
Re: Appraiser Needed
Posted by: rficalora
Date: August 28, 2018 08:33PM

American National as in ANPAC? That's who I use. On my MG, they did not require an appraisal up to $25k agreed value. Instead, they relied on interior, exterior, and engine bay pictures. I'm guessing your Healey has a higher value, but surprised they don't also have a higher threshold for it since Healey's generally command more than B's in any condition.


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